Peugeot launches its solution "mobility map"

Mu, you know? Not yet? It will soon be difficult to avoid if you live in Paris. Peugeot is launching an extensive marketing campaign for its new "mobility service". Display urban subway trains in the colors of Mu, nothing will be spared.

But Mu is what? A rental vehicle launched by Peugeot, which allows users to rent, according to his needs, a bicycle, electric assisted bicycle, a scooter, a car and, once it is released, the Ion, the electric car from Peugeot. The principle is simple. Simply create an account on the Internet (www.mu.peugeot.fr) and purchase of units (20 cents one). Once Mu credited his account, you can book the vehicle of choice, always on the Web, or on terminals now installed at dealerships Parisian brand, but also those of Brest, Rennes, Nantes and Lyon.

Renting a bike with electric assistance will cost 45 units the day (9 euro), a scooter 125 cm3, 39 euros. If you need a family sedan, a 407 to go on weekends, this will be charged 215 euros (per 500 kilometers). A rate comparable or slightly superior to those displayed by the traditional rental. But the benefit formula Peugeot, you choose your model: you book a 407, not a Category C, with its share of mystery about the type of vehicle in which you are flying again.

With Mu, you can also rent the accessories you need: for example, a GPS (10 euros per day) a bicycle rack (20 euros) or 80 euros a week, a roof box.Baby seat, bike helmet and bike, and snow chains are also available in dealerships.

Peugeot hopes to win in Paris 1600 by June, with a formula clearly inspired by the car sharing and Vélib'et whose chief advantage and be no subscription fee. Disadvantage in terms of "mesh" of the territory (one of the arguments of marketing for the brand), yet there are only four concessions in Paris and that of Defense. However, Peugeot Scooter will soon offer their services. What a true "local network".

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Barack Obama addresses with its budget deficit in 2011

He had made his election promise. Controlling the deficit of the federal state is at the heart of the proposed 2011 budget that will present U.S. President Barack Obama to Congress on Monday. The White House announced that the budget for the biennium 2010-2011 (late October 2010 to end September 2011) is forecast at 3.834 billion dollars. A budget of expenditure of 3% higher than the current biennium (2009-2010), who is expected to reach 3.721 billion dollars, according to latest estimates, the official said of the budget at the White House, Peter Orszag, the margins the presentation of Barack Obama.

In parallel, the White House has raised its growth forecast for 2010 to 2.7%, against 2% originally planned. In the fourth quarter of 2009, U.S. GDP grew at a record pace of 5.7%. In 2011, the U.S. administration expects a rise of 3.8% of GDP.Unemployment, however, will remain at 10% on average in 2010, before declining slowly to 9.2% in 2011 to 8.2% in 2012 and 7.3% in 2013. Other forecasts underlying the budget 2010-2011, inflation should remain below 2% in 2010, before falling to 1.5% in 2011.

A record deficit amid recession

Upon his election, Barack Obama had pledged to reduce the U.S. deficit in half by the end of his term in 2013. According to the White House, the deficit would be reduced to 1.267 billion dollars, or 8.3% of U.S. GDP, against a record $ 1.556 billion (10.6% of GDP) expected for the year 2010. It would fall to 828 billion (or 5.1% of GDP) in fiscal 2012 and 727 billion (4.2% of GDP) in 2013.

To achieve these objectives, the executive put on a 19% increase in tax revenue in 2011 to 2.567 billion dollars, with the return of growth.But not only. Rigor requires the White House has confirmed a spending freeze for three years, excluding programs and social security. "The president told his team the task of budget line by line look at the federal budget to see where we can save money," said communications director of the White House, Dan Pfeiffer. A senior U.S. official had assured last week that the budget would propose a "strict freeze" spending "not essential".

Cutting waste is launched

Among the victims of budget cuts, the program of manned space Constellation, which was to send astronauts back to the Moon, will be discontinued no teletrak payday loan . Launched in 2004, this program was highly symbolic for NASA and widely supported by Congress.According to estimates, the U.S. space agency has already spent just over $ 9 billion as part of Constellation. Peter Orszag provides, however, that other investments will be made in research and development.

A budget that reflects "serious difficulties" current

Another priority of the proposed budget for Barack Obama, employment will be stimulated by tax cuts. "We are at war," said Bush, after unveiling his budget proposal to Congress. "Our economy has lost 7 million jobs over the past two years, and our state is heavily in debt after what can only be described as a lost decade."

Unemployment has passed the 10% mark since October and that for the first time since 1983, said Peter Orszag."The budget provides $ 100 billion for immediate investment creating jobs through tax cuts for small and medium enterprises, infrastructure and green energy," said the White House. Tax cuts for the wealthiest households, decided by the predecessor of Barack Obama, George W. Bush, expire, however.

A commission created to achieve balance

Moreover, other sectors will no longer be subsidized, particularly fossil fuels."This budget contributes to lay foundations for long-term economy (…) and examines challenges long neglected, including health, education system, and the move towards Clean Energy, summarized spokesman Dan Pfeiffer.

Finally, the White House has confirmed the creation of a commission composed of eighteen members of Democrats (10 members) and Republicans (8), whose mission will be to examine ways to bring forward a balanced budget, excluding repayment of debt.

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The CAC 40 starts sitting in the green

The CAC 40 starts the session in positive territory. The flagship Paris takes Index 0.46% to 3705.79 points. Markets welcome the extension to the head of the Fed Ben Bernanke. In choosing the U.S. Senate is also banking on a continuation of the current monetary policy, marked by very low rates. The news is welcome.

But the extreme volatility of the day calls for caution. Already at 10 minutes of opening the future of Paris showed an increase of 0.61% when they were -1.97% an hour ago … The day in Paris, the meeting was marked by the 'indecision. Opening up, balanced mid-session, then heavy fall at the close (-1.89%) ACC 40 do not know what direction to take. This Friday, the meeting should be similar.The closing in the red on Wall Street Thursday (-1.13%) doing nothing to fix things.

The Asia this morning ruled clearer. In Tokyo, the Nikkei ended in sharp fall of 2.08%. Furthermore, all financial markets in the region have followed the trend.

The markets will remain very nervous before the publication of a series of important statistics on Friday. The U.S. will unveil their highly anticipated first estimate of GDP for the fourth quarter to 14.30. At 15.45, the PMI Region Chigaco for January will be announced. Approximately 10 minutes later fall index of consumer confidence as measured by the University of Michigan (second estimate for January). As for American publications before market, Chevron, Honeywell and Mattel will unveil the fourth quarter.The day before, the number of good publications (Ford, AT & T, Procter, Colgate, etc..) Was used to support an increase in the CAC 40.

Before that, in Europe, markets will learn in 10 hours of the M3 money supply and credit to the private sector in the euro area. At 11 hours, they will know the rate of unemployment in the area and the first estimate of inflation for January.

Telecommunications on the alert

According to the Tribune on Friday, the mobile operators must pay at least 120 million euros for one of the last two blocks of frequencies available yet for the fourth license for 3G mobile freecreditscore . A follow therefore, the reaction of France Telecom, Vivendi and Bouygues Going into battle.Iliad, which has won through its subsidiary Free the fourth license for mobile telephony in December, will be observed.

The bank should also react to the reappointment of Ben Bernanke to head Fed. The Senate of the United States confirmed Thursday its new term as president of the U.S. central bank (Fed) for four years. Highly criticized by politicians for his supposed links too close to Wall Street, Ben Bernanke should ensure the continuity of the current system for rates. The announcement added that Chinese leaders in Davos that offer a monetary policy "more flexible depending on circumstances." The reaction of banking and finance sector is expected: BNP Paribas, Credit Agricole, Societe Generale, Dexia and Axa

JC Decaux on Thursday sales down 11.5% in 2009. This is less than expected.The group plans a return to organic growth in the first quarter.

Areva said Thursday sales rose 5.4% to 8.5 billion euros for 2009 and forecast in 2010 a significant growth of its backlog and its turnover .

Fleury Michon has also published its results yesterday. The group reported an increase of 8.8% of its turnover in the fourth quarter, to 138.1 million euros.

Carbone Lorraine also posted lower sales in the fourth quarter of 2009 but 17% said to have enhanced growth markets like Asia.

Beneteau said Thursday targeting a turnover up 20% in 2010-2011 and an operating margin of more than 9%. For 2009-2010, the group announced that its turnover is expected to grow by 17% to 771 million euros.The group will hold a general meeting this Friday at 14.30.

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Lefigaro.fr / jdf.com – From a financial standpoint, that is the Apple iPad?

Virginia Laz – First, it reinforces the paradigm shift from Apple: the group has grown from a niche policy to a policy of mass with the iPhone. Hence the $ 50 billion in sales, on an annualized basis, which surprised Steve Jobs himself! Then, the results of the first quarter of 2009-2010 show that volume sales of the iPod falling, while sales of computers do not know the same growth as the Iphone. So the iPad is a growth driver for both products. This is not a revolutionary product range. Both the iPod and the iPhone were new engines of growth, as the iPad is a substitute.

What is the point for Apple to launch in early 2010?

We must understand that growth does not draw more American market.This is ripe, people have their Mac, their iPhone, iPod. It should now launch a product to boost envy. Another important element: the Amazon Kindle. It works quite well. The iPad is a way for Apple to remain competitive in this segment because there will be needs in this market. The electronic book will become a reality. More newspapers seek a digital business model. Apple has chosen to launch this iPad, which is actually an iPod Touch with an extra dimension.

Why the interest in exchange for Apple has been moderate on Wall Street yesterday, winning the title by 0.94% closing, when the Nasdaq advanced 0.8%?

The title is up, so this is not a launch failure. However, investors have realized that this was only a growth driver and not a revolution for the brand, so the courses will not explode in the coming days.We can expect a nice way of stabilizing the stock market.

Apple can expect a big performance on images?

The tablet will be sold until March. It is unclear whether it will sell well. I can hardly see the genius in there, I am doubtful. But there is an interesting position on the huge market for netbooks. And people are "wired", which have their iPhone, will be interested because they are accustomed to handling. Moreover, since Apple entered the market for mass consumption, he chose the right price ($ 499) is relatively low. So it can play. The only obstacle is the performance of the iPad: it only handles one application at a time. Those looking for a netbook will be disappointed because the iPad actually a super basic netbook.But ultimately, it can encrypt so interesting for Apple.

What are the prospects of the group including this new product?

I think the iPad would boost figures for Apple later this year. But in parallel, slowing iPod will continue, netbooks will be cannibalized by the iPhone and iPad will falter, as it will be impossible to rebuild a 100% growth in this product, because of market saturation . So we can expect growth, but that is not very important.

Can we expect more launches of this type?

Apple's interest to do so. But according to Steve Jobs himself, is his most impressive. Many say it is the latest innovation from Apple CEO.I also think that there will be improvements on the products but not to launch new concepts in the short term.

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Forecast growth in 2010 doubled in France

The government will almost "double" its growth forecast for 2010 up to now set at 0.75%, said Prime Minister Francois Fillon on Thursday. This revision of economic forecasts will rise to the occasion of the supplementary budget, said the Premier.

"In the beginning of this year's event takes off. I am announcing that we will revise upwards our growth rate during the presentation of the budget law on investment for the future, next week, "said Francois Fillon. "I think we will not be far from doubling our last official forecast, which was 0.75%. The government is coming close to economists' forecasts.Deutsche Bank expects growth of 1.5% in France this year.

"Keep strict state spending"

The Prime Minister also made a sign towards the financial community. He promised that he would present "in the coming weeks our overall strategy of leaving the zone of excessive deficit by 2013, indicating the conference organized deficit late January.

"We will continue to take strict state spending: already in 2009, these costs will ultimately be slightly below the ceiling which had been voted by Parliament," he argues."For 2010 we have also decided that the interest burden of the investment program (large loan) will be offset by an equivalent reduction in state spending."

The rating agencies have repeatedly warned Paris that he must submit a strategy of rapid reversal of deficits and debt.

The Economy Minister Christine Lagarde announced late December that France knew "a slight recovery" and that growth in the fourth quarter 2009 is expected to be slightly above the 0.3% recorded in the third.

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Wall Street opens this year in green

Wall Street started the first meeting of the year on a positive note, while Ben Bernanke and Donald Kohn, respectively president and vice-chairman of the Fed (U.S. central bank), who spoke yesterday, stressed that the rate of interest should remain near zero in the months ahead.

The index futures on Dow Jones are 0.87%, to 10,518.28 points. The Future S & P 500 gained 1.02% at 1126.5 points, and Nasdaq 100 future, less shy, wins 1.37%, to 2300.13 points points.

Earlier this morning, Asian stock markets have evolved piecemeal. But the Nikkei in Tokyo was able to distinguish themselves, rising 1.03%, buoyed by the rebound of Japan Airlines.Manufacturing activity in China continued to rise in December for the 10th consecutive according Index Purchasing Managers (PMI) Chinese official on Friday.

Wednesday Specifically, the ISM will release the same survey the rest of the economy.

During the rest of the week, investors will turn their attention to the minutes of the Fed in December. The debate could be sharp: the report should provide explanations on the choice of means and proposed guidance on the timing of the implementation of drainage of excess liquidity."Considered the first phase of" normalization "of monetary policy, removal of masses of liquidity injected to address the financial crisis will be interpreted as a scout for the first increase in rates," continued strategists.

Will also be peeled, the employment figures in the month of December (Thursday), following the upturn in November.The state's housing market (sales promises Tuesday) and construction costs.

The euro accentuated its gains against the dollar Monday amid European exchanges in a renewed interest in risky investments, while confidence in the strength and sustainability of the economic recovery is enhanced by a good indicator for Europe.

Lower costs at Wal-Mart

The oil companies Chevron (1.89% to 78.45 dollars) and ExxonMobil (1.02% to 68.88 dollars) involved in the rise in the Dow Jones, while a barrel of oil rose from 1 about $ 60 on Monday to 81.46 dollars.

Alcon (-2.64% to $ 160): The Swiss pharmaceutical group Novartis announced this morning have purchased an additional 52% stake in Alcon from food giant Nestle for $ 28.1 billion.

Chesapeake (+5.49% to 27.3 dollars), which was created with the French Total group a joint venture through which Total will contribute to Chesapeake for the acquisition of 25% of the portfolio in the U.S. the Barnett Shale, a $ 800 million to finalize the deal, signed December 30.

Kraft Foods (+0.18% to 27.23 dollars): The giant U.S. food would consider raising the hostile bid it has made since last November 9 to get their hands on Cadbury, the British weekly Britain's Sunday Times.

Wal-Mart (2.12% to 3.86 dollars). The head of Wal-Mart's Eduardo Castro-Wright, has announced its intention to reduce its costs in the Financial Times. The official estimated that the costs could be reduced by 5% to 15% in five years.

The offensive line banks

The online banks have attempted an initial foray into the French countryside in the early 2000s with mixed success. Since time has passed, the French are equipped with computers and Internet connections to broadband and have learned to trust online transactions. The market is ripe and actors who want to participate in this new "cake" does not fail.

Click on image to enlarge.

EU puts pressure on deficits

The EU executive has asked yesterday in nine countries to reduce their deficit below the limit of 3% of GDP by 2013. In this group, France is in the company of Germany, Spain, the Netherlands, Austria, Portugal, the Czech Republic, Slovakia and Slovenia. Few States to escape the vigilance of the police budget in Europe. Belgium and Italy are ordered to comply with this requirement of the Stability Pact in 2012. However, both countries have a grace period: Ireland may wait until 2014 and Great Britain until April 2015 to reduce their deficits. Already, the France and Belgium, deeming these goals unrealistic, have questioned the relevance of the deadline. Both want an additional year to satisfy the Commission.Greece, regarded as a bad pupil of the European class because of an excessive deficit, may be punished more quickly than other states.

"Deficit: Paris ready for showdown with Brussels

"Pole or private employment, it is always up to you to find your job"

"Employment center is a facility that welcomes, as it can with the means at hand, the survivors of all stripes, many expect full support." As a result of the redundancy of his company last June, CATS1 unemployed for three months, benefited from the services of a private rehabilitation."It is woven a network, we have a work room where you can come to work every day in the office, many workshops, training, a consultant who takes from you, a" job booster you back morale, encourage you, help you prepare your CV, your letters, your interviews, you "leads" to make calls to your network, make contact with companies, "describes it, holding still to clarify that "as a job center, the outplacement firm do you find no job is for you to do the job."

Also pleased with the support by the private Patrice Fromholtz, manager of DEFI-JOB and head of Forum for the job, said that "employment center is ideal for seasonal jobs, student jobs, or baby-sitting, but when a candidate moves in a sector whose business application of specific and accurate knowledge, he should go through a private structure.

According to Patrice Fromholtz, candidates followed by the private sector would be more likely to find a job quickly, in line with their profile and expectations. "Many companies, frustrated by the candidates sent by center jobs, rely on private organizations for recruitment," says he.

"A stricter monitoring in private, to justify the bill"

According to the Internet Figaro.fr, discipline and presence are evident in private bodies.However, some share their experiences mixed and disappointing results. His furtive way by a private organization, has selected HubertBoissièr monitoring certainly tighter but privately, he said, seeks to "justify himself to produce his bill at the end of the month."

"Waste of time and make you physically serving no purpose, for there HubertBoissièr thus" little or no difference "between the public and private. "[The talks] could be replaced by appointment telephone or videoconferencing giving the possibility to increase the pace," proposing it.

For Flocon001, it is a matter "of public money distributed to private cons of wind," says she, after having been at the heart of an aberration, still remain unexplained: "On my return from maternity leave I returned to the ANPE.Then I learn that I had an interview with a private company which ANPE had sent my file. The company had a beautiful relationship … Except I've never been and never received any summons. Anyway, it was the day of my birth! "She recalls.

Find all the testimony and comments on: Pole employment or private structure, what difference to you?

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Oil has spent the 80 dollars

On Tuesday oil has exceeded the threshold of 80 dollars per barrel in the Asian market for a few hours before declining to 79.75 dollars, a level that had been achieved over the past year amid a weak U.S. currency.

"Once again, these spectacular gains have been driven so far mainly by financial factors and the optimism of the market rather than supply and demand, and consider analysts JBC Energy in Vienna. "We see no reason that would prevent the money back within the range of 65-75 dollars. The production capacity dormant reached 6 million barrels per day in OPEC countries, refiners receive very low margins, demand remains sluggish in industrialized countries, "they say.

The forward price of black gold has accompanied a sharp slide in the greenback against other currencies.The euro / dollar on Tuesday still flirts with the symbolic threshold of $ 1.50 for 1 euro to 1.4970 dollars exactly 12:00, always on levels 14 months ago, triggering a wave of purchases of materials materials.