AgroGeneration covers three continents

 

History does not put all your eggs in one basket, the agricultural subsidiary of Charles Beigbeder, AgroGeneration, just move up a gear in Argentina. The company created a joint venture with a local partner, the group La Suerte Agro, belonging to the family Lacau, whose roots lie in the Beam. It is present since 1880 in the agricultural sector in Argentina.

The partnership covers the operation of 14,000 hectares of GM crops: wheat, soybeans and corn. "The first risk is of a farmer's climatic hazard, said Charles Vilgrain, CEO of AgroGeneration. The best way to protect yourself is to be present in the northern hemisphere and southern hemisphere with a harvest every six months. Not to mention that it also divides the political risk. "

The partner brings AgroGeneration Argentine land, the French entrepreneur, his expertise in the development of farmland. Already present in Ukraine, the group, which cultivates 50,000 hectares, is located in the upper range of yields published by other international actors, for example with 4 tons per hectare for wheat and 1.8 tonnes for the rapeseed.

As in Argentina, the company does not own the land it operates in Ukraine. "This is a less capital-intensive investment," says Charles Vilgrain. Thus, to 2,000 euros on average per hectare of land quality in Ukraine, AgroGeneration should have spent 100 million euros to get their hands on the land he tills. The company preferred to hire them. Result, it quickly became profitable. In 2011 it produced nearly 164,000 tons of grain for a turnover of more than 23 million euros and a net profit of EUR 2 pay day loan lenders.3 million. But the adventure might not stop there way.

Strategic areas

"One day we will also be in Africa, there is much to do to meet the growing population and needs five times more important in agricultural commodities in the next fifty years, said Charles Vilgrain. There are three strategic agricultural areas in the globe where you must be: the Eastern Europe, Latin America but also Africa, the official added. International groupings have already taken place at the trading level of the meat but not at those specialized in field crops such as wheat. AgroGeneration wants to get the ball rolling. "

A vein that attracts the greed of investors. "The agricultural commodities sector is increasingly financialized," said Michel Portier, Agritel manager specializing in risk management on agricultural commodity prices. Other examples: the land of the management company Pergam Paris, Campos Orientales. "We have 30,000 hectares of farmland in Argentina and 25 000 hectares in Uruguay, explains Olivier Combastet, président.Notre its production is very diversified in rice farming, wheat, barley or soybeans. "Closer to home, Russia, Dreyfus, through its holding reset Agro, already controls 90,000 hectares of farmland and 150,000 hectares is the term.

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The inventor of the smart card disappears

 

Cards, Vitale, SIM for mobile phones, biometric passports, Navigo … The smart card, created by Roland Moreno, resulted in a multitude of high-tech objects indispensable in our daily lives. Amateur science fiction, self-taught, this French born in Cairo in 1945 and died Sunday in Paris had the idea to invent a portable device to store information. He had filed the first patent of the smart card in 1974 and it took him eight years to convince bankers, RATP and other industrial utility of his invention.

A small fortune

But his perseverance has won the chip has become a social phenomenon on a global scale. And Roland Moreno has made a small fortune. "Before the patent of the smart card does not fall into the public domain in 1998, it brought me close to 150 million euros. Since I saw through the excess cash, "he explained in 2007 the newspaper La Croix.

The inventor has sold ten years ago its shares in Gemplus, a French manufacturer of smart cards. But he remained at the head of his company Innovatron, which continues to collect fees on contactless cards as Vélib 'or Navigo. A method based on radio transmission of data qu'Innovatron was developed in 1994 with the RATP.

Passionate about new technologies, Roland Moreno worked in parallel, to launch a poker site online. He was also busy writing the second volume of the ambient theory brothel, a book which is against the "tyranny of the original in the field of art."

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Real Estate: Know intelligently visit

 

"We must get prepared," says Sebastien de Lafond, Meilleursagents.com. First thing to check: consistency in the price of well visited. To form an opinion, we must investigate the prices in the sector. Review the ads of websites is a first approach, but the prices are often overstated. View estate agents in the area and ask them specific examples of recent trades made refines market research. Know when the property is exposed and there is a lot of the same type of homes for sale in the neighborhood can have arguments at the time of negotiation.

In general, buyers know quickly if they feel good about visiting the home. However, relying on first impressions is not enough. An apartment in disarray, a faded painting or a smell of smoke sometimes repel the visitor, but do not stop there. What counts are the qualities of housing. "We must keep in mind their priorities, says Philippe Conte, a member of the Institute of Chartered Fnaim, but few buyers who do not make concessions." In a condo, take the stairs instead of the elevator provides information on the status of common and how the ownership is held. The cellars and common premises speak volumes about the maintenance of the building.

Do not hesitate to revisit the well several times

In housing, we must inspect everything. To house, checking the roof and the attic is a priority. Broken tiles or mossy cause leaks inside. Get into the attic to check insulation. Many homes built before 1974 do not. Inside, the walls, floors must be watched closely. A crack is a defect common in the former. However traces of moisture on the ceiling indicate a leak or a leak from a neighbor. Same for the balcony or terrace. Also check the condition of pipes, electricity, windows … In home, you need to check with the town planning services to ensure that a building will not obstruct a nice view or generate nuisance.

To evaluate the condo fees, "we must also require the last minutes of the meeting, says Philippe Conte. If work were passed, they are charged to the seller. " Other Audits: diagnostics, energy consumption or age of the boiler. "Do not buy on the first visit, advises Sébastien de Lafond. It is necessary to look back two or three times, accompanied if possible. "

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Of American fiction on France 3

 

The American series arrives on France 3. Chain regions broke his piggy bank to afford a nice kind of success, the miniseries Mildred Pierce, whose title role was incarnated on screen by the talented Kate Winslet. The latter is even won an Emmy and a Golden Globe for his performance. This is from the prestigious HBO that France 3 acquired these five one-hour episodes. They are likely to be broadcast on Sunday evening by early 2013. Time Orange, who is the first broadcaster, exhausting his rights to his channel Orange Cinema Series.

For France 3, it is, according to David Djaoui, director of programming and acquisitions in the chain, "to create the event on a space usually devoted to the European crime series recurring." Usually, these are shows like Barnaby, Murdoch and Dr. Lewis are presented this evening, with some success for hearing. On average, these three series make between 11 and 12% audience share, or scores well above the average of the chain, which now runs at around 9%.

"We want a few times a year, offering a prestigious miniseries, in a very targeted against logic-programming compared to what we usually offer," he says. But the manager also promises that this foray into the demanding world of the American series "will never have anything to do with that suggest the main commercial channels TF1 and M6-type" with Mentalist or House MD. And for good reason. If the string "is not prohibited in the future to repeat the experiment" with suppliers as prestigious as HBO or Showtime, it must demonstrate opportunism to acquire existing rights.  

Human second choice

All major providers of American series are subject to long-term contracts with private televisions. Leaving the public channels that the possibility of acquiring the second choice of studios or production miraculously escaped this type of contract.

This is also why France 3 no longer hesitates to invest in pre-purchase of the miniseries. Thus, the chain announced the pre-purchase of 52 minutes eight times World Without End, the sequel to the blockbuster Germano-Canadian Pillars of the Earth. A real risk, given hearings that made the first season on the line, averaging 8.4%. But, says David Djaoui, this series' has performed well on our qualitative barometer. " Similarly, the chain intends to pre-purchase exclusive first Swedish police a series of at least six episodes to power the same box. These purchases are intended to show that France 3 "moves, intends to modernize and rejuvenate at a time when the media landscape becomes more complex. Next year will be even more complicated for us, public channels, in a universe of twenty-five chains, "says David Djaoui.

Ironically, these announcements come as the National Film Centre (CNC) has announced its willingness to revive French fiction and particularly to focus on new formats that are 52 and 45 minutes. Until then, France 3 emerged as the champion in all categories of the film unit of 90 minutes. Suffice to say that the French producers will have to start the page, even with the chain regions.

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The mutual health destination of animals

Why purchase a mutual health destination of animals?

Contrary to their owners, pets are not covered by Social Security.

But veterinary costs can reach high amounts. It may therefore be useful to subscribe to a mutual health a pet to take care of these costs.

Insurance intended for pets allows indeed a cost of sickness, accident risk, and even risk death.

What animals are affected by a mutual health?

If dogs and cats are often the main beneficiaries of mutual health destination of animals, the New Pets (NAC) are not far behind. The latter include some mammals (ferrets, rats …), reptiles or birds.

A mutual health destination for New Pets is especially recommended that they should mostly be treated by specialists. The vet bills are higher.

How to buy mutual health destination of animals?

As with any individual wishing to purchase health insurance, it is first necessary to make an inventory of needs.

We must then make a comparison of different pet insurance. It can be done easily online to get an idea of ​​prices before committing.

Namely: to buy a mutual health destination of an animal, various documents relating to it are often necessary (vaccination certificate, certificate of ownership, …)

The operation of the mutual health destination of animals

The mutual destination of animals functions as a conventional health insurance.

Following each visit, the pet owner receives a care sheet. Transmitted to the mutual, this sheet triggers the reimbursement of expenses incurred. The amount reimbursed depends on course conditions health insurance contract.

Note: Some pet health insurance even offer third-party payment so as not to advance the costs.

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The UK does not digest the tax on "meat pies"

 

In Britain the meat pies, meat pies – have been at the heart of a new controversy. When presenting its budget, the government cited a 20% tax on all products made from dough and meat served hot and win. A measure supported by the vendors of fish and chips, which they already pay such VAT and enjoy little competition for bakers. But the press and political opponents of David Cameron were quick to assume that the Prime Minister was out of touch, by lowering taxes on the highest incomes from 50 to 45%, while increasing the price of food of the less favored social classes. To not pass a snob, the curator explained that he was also a "pie eater", recounting his last experience in the upscale Cornwall. But Sun has investigated, and, bad luck, the store is talking about Cameron closed in 2007? Suddenly, the Labour leader Ed Miliband rushed at one of the leading meat pies, chain Greggs. He said the government has downgraded the living standards of the British by all possible means. To show that he himself is close to the people, Miliband himself to offer his team eight turnovers with meat for lunch.

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Orange said to be nothing in the failure of Free

 

Deal with failures and congestion at peak times on the network of Free Mobile, the regulator, Jean-Ludovic Silicani referred back to back and Free Orange mobile, connected by a roaming agreement. Result: Orange has threatened to suspend service if something goes wrong. Ultimately, consumers do not understand anything. UFC-Que Choisir has asked for an explanation and compensation for clients. Since Tuesday, the customer portal on its website, Free mobile communicates the reasons for the different reference technical problems and five failures, dated March 2 to 25. The operator foresees a gradual return to normal next week.

LE FIGARO – Specifically, what do roaming provided by Orange Free Mobile?

Jean-Luc Vuillemin – Orange has its network across France. Free Mobile has its own, but there are currently limited coverage. Simply allows Orange Free Mobile subscribers on its network to come when they are not covered by Free. This model, known as roaming, is very different from the MVNOs like Virgin Mobile, for example, that it is completely hosted on the Orange network. Virgin customers have own SIM cards but they only use the Orange network.

What causes the failures?

There are two types of failures. First, those related to the functioning of Free network. On the other hand, those who take part in defining the interconnection link between the network and our Free. In both cases, Orange is in no way responsible for malfunctions of Customer Freemobile. With regard to equipment malfunctions Free Mobile Network, it was concerned for the failure of 2 and 14 March, signaling transfer points that identify subscribers Freemobile where they are, what service they are entitled, and which are involved in each call from a client including Free when roaming on the Orange network, and the failure of 20 in a micro network Freemobile.

What causes congestion at peak times?

This is precisely the second category of dysfunction, related to the design of interconnection link between the network and Free Orange network. Orange provides Freemobile these interconnect links called BPN (primary digital block) based on traffic forecasts that Freemobile gives us. The size of this link interconnection is the sole responsibility of Free has underestimated its forecasts, which explains the inconvenience Online payday loans. Orange is the responsibility of its network is working, what is the case, since the beginning!

Are you responsible, at least in part, as suggested by the regulator?

In any way. And my teams who have at heart their operator business networks, have been married very amalgam of various statements in recent days suggesting that Orange Free mobile shared with the responsibility for these failures. Orange has no responsibility in incidents encountered by Free. We spend a lot of time designing and making our live networks. We, of course, anticipated that customers Free emerge from the old 2G handsets in their drawers … The terminal base is key for the network that we follow very precisely.

Orange is it affected by failures recorded on the Free Mobile?

The contract provides that if the Orange network was affected, we may suspend service to Free, the time it finds a normal operation. We are therefore protected and our clients have no reason to worry about the quality of service Orange. They can be fully reassured. We were ranked first network by ARCEP, and we intend to maintain this quality. My team includes 6,000 people who work day and night, 365 days a year on the network, to maintain quality.

A mobile network is it more complicated to manage than a landline?

Yes, it is undoubtedly more complex. First, because in a mobile network the subscriber is constantly moving and the network must constantly issue queries to see where he is. On the other hand, in a fixed network operator mastering the whole chain as it is he who provides the box at the customer's home. In Mobile, in the terminal end of the chain can be a 2G phone, 3G phone, smartphone Android, Apple, Nokia, or even a tablet. There are thousands of combinations which greatly complicates the task. Over time, Orange has gained a real expertise that a young operator, whatever, can not have. This is what makes all the difference. Launch a mobile operator is very complicated. It takes skills internally, and in sufficient quantity.

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In crisp TNT, UPS requires a leader

 

It only took a month of discussions that management of TNT Express, a former subsidiary of the Dutch post, accept the proposed UPS. The American giant of more than 400,000 employees whose turnover in 2011 exceeded more than $ 50 billion has evolved its offering at a time when TNT Express through a bad patch. This has indeed posted a net loss of 270 million euros in 2011 against a profit of 66 million euros in 2010.

UPS approached by mid-February, leaders of TNT Express had rejected an offer that valued the company 4.9 billion euros. But to 5.16 billion euros, UPS was unanimous. This acquisition will enable the U.S. group found mainly across the Atlantic to catch up. In the business of courier, transporting small packages, UPS accounted for only 7.7% of the European market against 9.6% for TNT Express, Fedex and 3.3% to 17.6% for DHL, a subsidiary Deutsche Post, according to figures from Transport Intelligence firm.

While approaching, the two biggest names in express transportation become a European leader in size to cross swords with DHL and especially a world champion since their continental positions complement each other. An asset to get the green light from competition authorities even if Deutsche Post yesterday estimated that the European Commission would consider merging with caution.

The new group formed should weigh a turnover of $ 60 billion and 477,000 employees. By comparison, another U.S. giant, Fedex, achieved a turnover of $ 41 billion in 2011 and employs 290,000 people.

Target: 50% of international sales

The presence of UPS TNT in different regions of the world should stabilize as sales in the U payday loans online.S. will increase from 74% to 64% UPS only for the new group and Europe will reach 22% after the operation against 14% for the only American group.

"Why TNT is it very attractive?" Asked Kurt Kuehn, UPS's chief financial officer, during a press conference in Amsterdam: "Because he manages operations in areas of the world that were unserved: Brazil, Australia, Middle East, the road and rail networks in Europe. "The objective announced by UPS is to reach 50% of sales overseas in the next five years against 26% at present. 

Financially, the acquisition should help to achieve one billion euros in savings, once the integration of TNT Express will be accomplished. Clearly, the group provides $ 400 to 550 million euros in savings per year from 2015 through improved efficiency of logistics platforms, an optimization of aircraft fleets, purchasing … However, the CFO UPS declined to answer questions on possible job cuts among the ranks of TNT. The transaction, which must be profitable within the first year, could be completed in the third quarter of the year.

It is likely that the competitor UPS, Fedex, will not thwart the hostile bid. Especially since the competitor UPS does not have $ 3 billion in cash.

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Dexia Bank Belgium becomes Belfius

 

Belgium Yellow laughs. Dexia Bank Belgium, one of its major financial institutions, has been renamed Belfius Thursday. After five months of study and a budget of 35 million euros, advertisers have defended their choice: "Bel" evokes the flat country, the 100% owner of the house, "fi" suggests the financial sphere, and "us "English in the text, adds a touch of both collective and international. A cocktail effective in erasing the past. "The most romantic of us can not help but associate" nice "to beautiful, while the technicians will instead link" fius "and English" fuse "," has swept the direction the bank. The response has exceeded his hopes payday loans. The new name stoked passions throughout the country. On Twitter, users will give heart to joy for its proximity to the mock-rays or frozen yogurt. "I resisted the bank run of 2008 … the losses of 2009, I accepted Zean-Luc, supported the division of Dexia Belfius … but it is too," sighed a client. A poll in the daily Le Soir, the name Bebank have collected all the votes, but it masked the insurance business. After four years of financial crisis, which grounded the champions of the country, the Belgians pulled out their best weapons to protest: black humor and taste for the absurd.

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