Dubai wants to extend the maturity of its debt

For the first time since the announcement of the moratorium on its debt, which had rocked markets last November, Dubai World this week should initiate discussions with its creditors. Discreetly. According to the Financial Times quoted sources close to the negotiations, the conglomerate dubaïote must submit to its main banks with a proposal to reschedule $ 22 billion of debt.

A spokesman for the Emirate of Dubai, questioned by AFP would not confirm the information daily from the City. This is a "confidential process," he has merely said, adding that "a formal proposal will be presented by Dubai World to creditors in March.

Dubai World could offer, understands the Financial Times, two alternatives to its creditors. Either the banks want to be repaid over several years, but cover the full amount owed.Either they agree to reschedule the debt over the longer term, with the state guarantee, not losing a penny. Still, "according to sources familiar with the matter, nothing is certain" shade the Financial Times.

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Peugeot launches its solution "mobility map"

Mu, you know? Not yet? It will soon be difficult to avoid if you live in Paris. Peugeot is launching an extensive marketing campaign for its new "mobility service". Display urban subway trains in the colors of Mu, nothing will be spared.

But Mu is what? A rental vehicle launched by Peugeot, which allows users to rent, according to his needs, a bicycle, electric assisted bicycle, a scooter, a car and, once it is released, the Ion, the electric car from Peugeot. The principle is simple. Simply create an account on the Internet (www.mu.peugeot.fr) and purchase of units (20 cents one). Once Mu credited his account, you can book the vehicle of choice, always on the Web, or on terminals now installed at dealerships Parisian brand, but also those of Brest, Rennes, Nantes and Lyon.

Renting a bike with electric assistance will cost 45 units the day (9 euro), a scooter 125 cm3, 39 euros. If you need a family sedan, a 407 to go on weekends, this will be charged 215 euros (per 500 kilometers). A rate comparable or slightly superior to those displayed by the traditional rental. But the benefit formula Peugeot, you choose your model: you book a 407, not a Category C, with its share of mystery about the type of vehicle in which you are flying again.

With Mu, you can also rent the accessories you need: for example, a GPS (10 euros per day) a bicycle rack (20 euros) or 80 euros a week, a roof box.Baby seat, bike helmet and bike, and snow chains are also available in dealerships.

Peugeot hopes to win in Paris 1600 by June, with a formula clearly inspired by the car sharing and Vélib'et whose chief advantage and be no subscription fee. Disadvantage in terms of "mesh" of the territory (one of the arguments of marketing for the brand), yet there are only four concessions in Paris and that of Defense. However, Peugeot Scooter will soon offer their services. What a true "local network".

Proglio combining work and retirement

Proglio The file is still not closed. The CEO of EDF, Henri Proglio, should combine their boss salary (1.6 million euros, Ed) and a retreat from Veolia. Since March 2009, this operation is legal, no limits from more straitjacket overlapping-retirement employment.

According to Le Parisien, retirement Veolia would exceed 1 million. It would consist of retired Safely Agirc-Arrco of around 90,000 euros per year, and three retreats "houses" retaite a defined contribution pension and two hats.

These four elements can not exceed 50% of average earnings the last three years, the total amount of this pension would be between 1 million and 1.15 million, according to the daily instant payday loan .According to an actuary AG2R La Mondiale, the largest pension hat could reach 700,000 euros.

Not being an agent EDF, Henri Proglio not collect retirement hat at EDF.

Quoted in Le Parisien, Stéphane Fouks, director of Euro RSCG, responsible image of the boss of EDF, said "until now Henri Proglio had no euro.

Cetelem creates an ombudsman

BNP Paribas, Societe Generale, Credit Agricole … banks have several years of mediators, solutions of last resort for customers unhappy or distressed. But, strangely, none of the institutions that specialize in consumer credit does not comply were risky. BNP Personal Finance, known in France under the brand Cetelem, just take the plunge.

"There is a big lack of image of the profession. Our image is very sharp contrast to how we work, "explains Thierry Laborde, deputy director general of BNP Personal Finance has chosen Marie-Pierre de la Gontrie to perform this function. A lawyer by training, vice-president of the Regional Council of Ile-de-France, Councilor of Paris, it is also national secretary of the PS in charge of civil liberties and justice."We chose Marie-Pierre de la Gontrie because we wanted an independent person and we are sure it will be," adds Thierry Laborde.

"The group has taken a very strong commitment, he pledged to follow the advice that I will. The company agreed to expose themselves, to stand under a light outside. It's an interesting move, "said the mediator who has just taken office.

The customer dissatisfied, troubled or having a particular application will turn initially to the service consumer payday loan companies . It receives about 800 applications per month.Only in a second time that the mediator will intervene if no common ground was found.

A record three refused

"The creation of the ombudsman is not a gimmick, it is a substantive approach, tangible proof that we still develop our customer relationships," says Thierry Laborde. A number of consumer credit in Europe, he faces a sharp decline in its market. The group, which currently refuses to apply for credit in three, is determined to remain selective. "Sometimes you say no in the interest of the client. Have a responsible approach to credit is knowing renounce the production of credit too risky for the borrower as the lender, "says Thierry Laborde. To grow, it relies on the pension, savings, credits for e-commerce and products designed for bank and insurance partners.Consumers themselves, the law still waiting on consumer credit which must include review of the wear rate and the revolving frame.

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Hugo Chavez expropriated a subsidiary of Casino

After the oil, energy, steel and telecommunications, Hugo Chavez continues its process of nationalization of enterprises. The socialist Venezuelan president ordered Sunday the expropriation of the hypermarket chain Franco-Colombian Exito, owned by Casino, which it accuses of having increased its prices for "speculation." Until when will we allow a multinational come to that here? This should go under control of the nation, "Chavez said during his radio program broadcast weekly" Alo Presidente (Hello President).The Venezuelan president had already used this forum a year ago, to threaten international companies, namely Nestle and Parmalat, which he considered responsible for the shortage of milk in his country.

Following the devaluation of the bolivar, the local currency last January 8, Hugo Chavez had threatened that any company would increase its prices by improperly expropriation. The bolivar is trading now at 2.60 Bolivars to the dollar for imports of commodities (health, food, equipment) and 4.30 Bolivars for others (cars, telecommunications, electronics, tobacco, beverages … ).

The Casino Group is present in the Venezuelan market since 2000 through Exito hypermarkets but also Cada supermarkets, leaders in their segment.In total, 60 stores in Venezuela owned by Casino have achieved in 2008 a turnover of 741 million euros, or about 2.6% of total turnover of the group.

The Casino must submit on Monday after-hours trading, its annual sales and one for the fourth quarter of 2009.

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A report recommends upgrading a minimum of SMIC

While the government prepares to decide the amount of the revaluation of the SMIC, the expert group meeting in May as part of the reform of the minimum wage has submitted its report Friday to Labor Minister Xavier Darcos. In line with that of June, the five economists unanimously pronounced against a higher minimum wage set to date to 1331 euro gross for a full-time – above the legal minimum, that is to say an equivalent increase half of the purchasing power of average hourly wage recorded by the Department of Labor revealed Monday morning Voices.

Paul Champsaur, Chairman of the Panel, also chairman of the authority of official statistics, justifying this recommendation will "not undermine the economic and financial firms in an economic context remains fragile.An analysis that comes to support from the government, which had refused such an increase in the draft finance law for 2010.

Other devices for more effective fight against poverty

In line with recent studies by the OECD on the fight against poverty, Paul Champsaur, Martine Durand, deputy director of employment in the OECD, Gilbert Cette, chief economist of the Bank of France, Francis Kramarz Director of the Center for Research in Economics and Statistics (CREST) and Etienne Wasmer, professor at Sciences Po, highlight the most effective policies to support labor income, such as RSA or the earned income tax.The latter "have contributed very significantly to the increase in purchasing power of wages paid the minimum wage over the last ten years" noted experts who will decide accordingly to a "prudent management of SMIC articulated in a Master of labor costs and an appropriate policy to support the labor income of poor families.

The government decision that will affect some 2.6 million people currently receiving the minimum wage is expected next December 15.

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Stress: France Telecom questioning all employees

Monday morning, days after a 25th suicide France Telecom, the group's 102,000 employees will receive a questionnaire of 170 questions – including lefigaro.fr became aware – on stress and working conditions. Objective: let them speak to employees and move very quickly to build a "new" France Telecom.

It took a dozen meetings with the leadership of France Telecom, unions in occupational medicine and Technologia, a firm specializing in assessing and preventing occupational hazards and environment to develop a questionnaire to address employees.

It begins with a fifty general questions – based on the Karasek questionnaire, named the North American sociologist and model of the Swiss sociologist Siegrist, -, the workload for recognition through the meaning of work and autonomy.

Followed 120 questions tailored specifically to the "case" France Telecom: a group comprising two-thirds of civil servants – bound by a duty of obedience – and a huge variety of trades.

Measuring the impact of the change in status

Entering the heart of the matter with issues related to the "functional and geographical mobility": the number of position changes in five years? Were they desired? Have they led to removal?

The item "managerial relationship" addresses the issue of decision making: the manager decides he alone? Employees feel that it is responsible itself constrained in its decisions? Finally, is it "too hard on itself towards its employees?".

The category "environmental France Telecom and business communication" will surely highlight the gap between the concerns of telecom operators, international group and that of its employees every day. Are they interested in the place of the group and its evolution in the telecommunication environment, the questionnaire asks? Are they proud to belong to the group?

On the working atmosphere and hardship, and health issues in general, the questionnaire seeks to measure the impact of the change in status of the group: how the work environment, employee health and frequency of work stoppages Have they changed in five years? Recall that it was in September 2004 that the French state has ceded some of its shares to go below the 50%, while France Telecom became a private company.

Following an update on the violence and intimidation, the last part deals with the psychological situation of employees by asking them about the recent past to assess their emotional state they feel "hopeless, thinking of the future, weep-t – it easily, they have memory lapses, fears, fears …

Looking for an answer and Organizational Collective

And after? Technologia The cabinet will present the results of the survey the week of November 30. Note that this questionnaire is only part of the mission conducted by the firm at France Telecom.Technologia, October 19 chosen by unions – on a proposal from the management who had also retained the firm and Stimulus Secafi Alpha – will also this week of November 30 began its audit on the basis of studies in France Telecom (studies requested by the CHSCT, reports of physician work and findings of the branch). On the medical side, the firm will propose an analysis of "suicidal crisis" with a 1st report year-end and a second in February. Finally, are also provided interviews face-to-face with a representative sample of one hundred employees.

The Prevention Plan France Telecom should be completed for April 15. The goal is to provide organizational and collective response, and certainly not an individual response and psychological.Technologia Renault already founded 20 years ago by Jean-Claude Delgenes Technologia was called for the first time on a mission related to suicide a decade ago at Alstom. Prior to France Telecom, Renault is that the firm has recently worked. He conducted a similar approach to the Technocentre automotive group based in Guyancourt near Paris, from May to late 2008, after three suicide. The questionnaire was then raised to 63% of responses on these 12 000 employees. Technologia was then prepared 50 proposals (of HR closer to the ground, an organization of rangeland management review). Before summer, the group has again called on him to lead a new investigation. 77% of employees responded.